Introduction

Welcome to LendKart. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our lending management application.

Information We Collect

We collect the following types of information:

• Personal Information: Name, email address, phone number, and user ID provided during registration
• Loan Data: Customer information, loan amounts, interest rates, repayment records, and transaction history
• Usage Data: IP address, browser type, device information, and application usage patterns

How We Use Your Information

• To provide and maintain our lending management services
• To calculate interest and track loan repayments
• To send reminders and notifications about loan activities
• To improve our application and develop new features

Data Security

We implement industry-standard security measures to protect your data:

• AES-256-GCM encryption for all backup files
• User-scoped access controls - you can only access your own data
• Encrypted daily backups with 90-day retention policy
• Comprehensive audit logging of all critical operations

Data Sharing

We do not sell, trade, or rent your personal information to third parties. Your data is private and only accessible to you.

Your Rights

• Access your personal data at any time through your account
• Update or correct your information
• Request deletion of your account and all associated data
• Export your data using the backup feature

Data Retention

We retain your data as long as your account is active. Backup files are automatically deleted after 90 days. You can request immediate deletion of your account at any time.

Cookies and Tracking

We use essential cookies for authentication and session management. We do not use tracking cookies or third-party analytics.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the 'Last Updated' date at the top of this policy.

Contact Us

If you have questions about this Privacy Policy, please contact us through the developer contact information in your Account page.